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Canada. Canada Pension Plan

Description
Monthly retirement pension, beginning as early as 60 years or as late as 70 years * full pension if started at 65 years * reduced pension if started before 65 years * increased pension if started after 65 years


Post-Retirement Benefit -- for workers 60-70 years who continue to contribute to CPP while receiving a CPP pension


Disability benefits for contributors under 65 years * allowance for dependent children


Survivor benefits -- monthly pension for surviving spouse or common law partner * children's benefit for dependent children of deceased contributor * death benefit (lump sum payment to estate, or persons responsible for funeral costs)


Amount of benefits payable is in proportion to contributions * pension credits earned by either spouse may be divided equally (credit splitting) on termination of marriage or common law partnership


Social Security Tribunal, 1-877-227-8577 -- independent appeal process for Canada Pension Plan decisions


Program of Employment and Social Development Canada, delivered by Service Canada
Eligibility
Contributors to the Canada Pension Plan (CPP) * Canada has reciprocal social security agreements with many countries, which may allow people who have lived or worked in another country to qualify for a foreign pension
Application Process
Apply 6 months before you want your pension to start (not automatic) * application forms available online, by phone or in person at Service Canada sites -- see separate entries
Toll Free
1-800-277-9914 ; French 1-800-277-9915
TTY
1-800-255-4786
Out Of Area Phone
1-800-255-4786
Website
Mailing Address
c/o Service Canada, Stn D; PO Box 5100
Scarborough, ON, M1R 5C8
Canada
Languages
English, French
Accessibility
Not Applicable
Topic(s)
Agency Information
Copyright
Findhelp Information Services
Last Updated On
October 20, 2020
Hours of Operation
Recorded information Mon-Sun 24 hours * call Mon-Fri 8:30 am-4:30 pm to speak to an agent

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